Terms & Conditions – sm77 Philippines

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and sm77 ("sm77," "we," "our," or "the Platform") governing your access to and use of the sm77 website located at sm77.asia and all related services, features, content, and games available thereon.

By registering an account, making a deposit, or otherwise accessing any part of the sm77 platform, you acknowledge that you have read, understood, and unconditionally agree to these Terms in their entirety. If you do not agree with any part of these Terms, you must immediately cease use of the sm77 platform.

sm77 reserves the right to amend these Terms at any time. Continued use of the platform following the posting of revised Terms constitutes acceptance of those changes.

2. Eligibility and Age Verification

To be eligible to register and maintain an account on sm77, you must:

• Be at least 21 years of age;
• Be a resident of or physically located in a jurisdiction where online gaming is legally permitted;
• Not be a person who has previously been excluded from sm77 or any affiliated platforms;
• Not be acting on behalf of another person for the purpose of circumventing these Terms;
• Have full legal capacity to enter into a binding agreement under applicable Philippine law.

sm77 conducts Know Your Customer (KYC) verification procedures in compliance with Philippine anti-money laundering regulations. You may be required to submit a valid Philippine government-issued identification document and a current selfie before your first withdrawal is processed. Failure to complete KYC verification may result in the suspension of withdrawal privileges.

3. Account Registration

Each individual player is permitted to hold only one (1) sm77 account. The creation of multiple accounts by a single individual is strictly prohibited and may result in immediate suspension of all associated accounts and forfeiture of any balances therein.

When registering your sm77 account, you agree to:

• Provide accurate, complete, and current personal information;
• Maintain the confidentiality of your login credentials at all times;
• Notify sm77 immediately if you suspect unauthorized access to your account;
• Not share your account credentials with any third party;
• Accept full responsibility for all activity conducted through your account.

sm77 will never ask for your password. Any communication purportedly from sm77 requesting your password should be treated as fraudulent and reported to our support team via live chat immediately.

4. Deposits, Withdrawals, and Payment Methods

sm77 accepts deposits and processes withdrawals via the following Philippine-centric payment methods: GCash, Maya (formerly PayMaya), BPI, BDO, Metrobank, UnionBank, 7-Eleven, Coins.ph, USDT TRC20, and Visa/Mastercard.

All transactions are processed in Philippine Peso (PHP) unless otherwise stated. The following conditions apply to all financial transactions on sm77:

• Deposits: Funds deposited are generally credited to your sm77 account balance within minutes. Minimum deposit amounts vary by payment method and are displayed at the point of transaction.
• Withdrawals: Withdrawal requests are subject to KYC verification completion. sm77 aims to process GCash withdrawals within 5–10 minutes during standard operating hours. Bank transfers may take longer depending on the receiving institution.
• Source of Funds: All funds deposited must be from legitimate sources. sm77 is required under Philippine law to report suspicious financial activity and cooperate with relevant authorities.
• Currency: All balances are maintained and transactions processed in Philippine Peso (PHP). sm77 is not responsible for currency conversion fees imposed by third-party payment processors.

5. Bonuses and Promotions

sm77 offers various bonuses and promotional offers to both new and existing players. All bonuses are subject to the following general conditions, as well as any specific terms associated with each individual promotion:

• Bonuses are only available to verified sm77 account holders who meet eligibility criteria;
• Wagering requirements must be fulfilled before bonus-derived winnings can be withdrawn;
• sm77 reserves the right to modify, suspend, or terminate any promotion at any time without prior notice;
• Only one bonus may typically be active at a time unless expressly stated otherwise;
• Abuse of bonus terms, including creating multiple accounts to claim multiple bonuses, will result in forfeiture of all bonus funds and potential account suspension;
• Specific wagering requirements, game contribution percentages, and time limits applicable to each promotion are detailed in the individual promotion terms.

6. Game Rules and Fair Play

All games available on the sm77 platform operate under published game rules accessible within each game interface. Players are responsible for familiarizing themselves with the rules of any game before placing real-money wagers.

sm77 is committed to fair gaming. All Random Number Generator (RNG)-based games are certified by independent third-party auditors. Live casino game outcomes are determined by physical dealers in real-time studio environments. Return-to-Player (RTP) percentages for slot games are published where required by applicable regulations.

In the event of a technical malfunction affecting the outcome of a game, sm77 reserves the right to void the affected round and return stakes to the player. sm77's decision regarding technical malfunction outcomes is final.

7. Prohibited Conduct

The following activities are strictly prohibited on the sm77 platform:

• Use of automated software, bots, artificial intelligence, or other unauthorized tools to interact with sm77 games or systems;
• Collusion with other players to manipulate game outcomes;
• Money laundering, fraud, or any other illegal financial activity conducted through the sm77 platform;
• Creating multiple accounts or registering under false identity;
• Exploiting software bugs or vulnerabilities — any such discovery must be reported to sm77 support immediately;
• Charging back deposits or initiating fraudulent payment disputes;
• Harassing, threatening, or abusing other players or sm77 staff.

Violation of any of the above may result in immediate account suspension, forfeiture of all balances, and referral to appropriate law enforcement authorities.

8. Intellectual Property

All content on the sm77 platform — including but not limited to software, game content, graphics, logos, trademarks, text, and design elements — is the exclusive property of sm77 or its licensors and is protected under applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the sm77 platform solely for personal, non-commercial entertainment purposes. No content from the sm77 platform may be reproduced, distributed, modified, or used for commercial purposes without prior written consent from sm77.

9. Limitation of Liability

To the fullest extent permitted by applicable Philippine law, sm77 shall not be liable for:

• Any loss of profits, loss of revenue, or indirect or consequential loss arising from your use of the platform;
• Interruptions to service due to scheduled maintenance, force majeure, or third-party infrastructure failures;
• Any financial losses resulting from your gaming activity on the sm77 platform;
• Technical errors beyond sm77's reasonable control that affect game play.

sm77's aggregate liability to any player in connection with these Terms shall not exceed the total amount deposited by that player in the thirty (30) days preceding the event giving rise to the claim.

10. Responsible Gaming

sm77 is committed to promoting responsible gaming among all Filipino players. We provide the following tools within your sm77 account settings:

• Deposit Limits: Set daily, weekly, or monthly maximum deposit amounts;
• Session Time Limits: Receive reminders when your gaming session reaches a specified duration;
• Loss Limits: Cap the amount you can lose within a defined period;
• Self-Exclusion: Temporarily or permanently exclude yourself from the sm77 platform.

If you believe your gambling has become problematic, we encourage you to use these tools and seek support. Gambling should be entertainment — not a financial strategy. For additional resources on responsible gaming, please visit our Responsible Gaming page.

11. Suspension and Termination

sm77 reserves the right to suspend or terminate any account at its sole discretion, with or without prior notice, in cases including but not limited to:

• Breach of any provision of these Terms;
• Suspected fraudulent, illegal, or abusive activity;
• Failure to complete required KYC verification within a reasonable timeframe;
• Receipt of a self-exclusion request from the account holder;
• Direction from a competent authority or regulatory body.

Upon account termination for cause, sm77 reserves the right to withhold any balance pending investigation. Legitimate balances in accounts closed without cause will be returned to the player via their registered payment method upon request.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the courts of the Philippines.

sm77 operates within the Philippine online gaming regulatory framework under PAGCOR oversight. Players accessing the sm77 platform from outside the Philippines are responsible for ensuring that online gaming is lawful in their jurisdiction. sm77 makes no representations regarding the legality of its services in any jurisdiction outside the Philippines.

13. Amendments

sm77 reserves the right to amend, update, or replace these Terms and Conditions at any time. Material changes will be communicated to registered players via notification on the sm77 platform. The date of the most recent revision is displayed at the top of this page.

Your continued use of the sm77 platform following the publication of updated Terms constitutes your acceptance of the revised Terms. If you do not agree with a revised version of these Terms, your only remedy is to cease using the platform and close your account.

14. Contact

For questions, disputes, or concerns regarding these Terms and Conditions, please contact sm77 customer support via the 24/7 live chat available on the platform, or by email at: [email protected]

sm77 aims to respond to all formal written inquiries within 5 business days.